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What pet insurance offers lots for less?
Posted August 29th, 2011 by admin
Tagged and categorized as: Dog Beds
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Getting The Best Dog Bed
If you own a dog, especially an older one, getting a good dog bed is a really great gift to give your beloved pet. The need a good place to rest and sleep just like us. After all, you wouldn't want to bed down in an uncomfortable mattress or sleep on a hard surface all night.
Sleeping on the floor or even on a bad or uneven bed isn't the best thing for a dog to do. As they get older it becomes even more important that they have a really good dog bed to sleep in.
The other reason to get a dog bed is, of course, to keep them off of yours or off of the best couch in the house. If you don't want them all over your furniture, get them a comfortable bed of their own that they will love and use for a long time.
From the simplest dog beds to the more elaborate types, there are many to choose from. Some are more or less like large bean bags, some are donuts or round pet beds. There are also bolster dog beds, which have sort of a pillow going all around the outer edge of the bed. Dogs like to use this as a pillow for their head while they sleep. Then there is the orthopedic dog bed and memory foam beds, which are among the best you can get.
There are also outdoor dog beds which are made for outdoor areas like the back porch and there are also heated dog beds. These are great for dogs, especially during the cold winter months. Even when you have the heat in the house cranked up, the floor can sometimes stay cold and it's not good for your dogs bones and joints. A heated dog bed will keep your canine pal comfy and warm the whole time like a warm blanket.
Another option you may want to look into is getting a waterproof dog bed. We have all taken our dog out for a walk when it is raining and wet outside. Whether we want to or not, we have to go out on those miserable days when the rain is pouring and we both get soaked. After a good towel dry, dogs still have some moisture left on their coat and skin. The nice part about a waterproof dog bed is that your dog can lay on this type of pet bed without getting it soaked on the inside where the water stays put. These beds are made for this so they do not get ruined every time your water soaked pooch rests on them. For those dogs that prefer to stay out on the porch or outside near their kennel or dog house, they are much happier on a waterproof bed than a conventional one that soaks up the water. It's not only a comfortable resting spot for sleeping and lying down, but it will last longer too.
Not all dog beds are the same just as not all dogs age the same. When your dog gets older, he or she will most likely develop the same types of aches and pains due to joint problems that humans do. When your dog starts to slow down due to joint pain, inflammation and arthritis, the best thing you can do is to look into getting them a memory foam dog bed.
As soon as your are aware that you dog is suffering from orthopedic issues, the floor is simply not a good place for them to sleep. Even a conventional dog bed just will not do. The even balance of a dog's weight is more important at this stage of their life than at any time before. A bumpy or uneven bed is not good for the existing joint pain and can actually worsen the dog's problems over time.
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August 29th, 2011 - 9:21 pm
Pet insurance is good for unexpected accidents and illnesses. They can get expensive quickly, so it’s nice to have insurance to cover the costs. Pet insurance does not cover pre-existing conditions, so if your pet is already sick or injured, it is unlikely that pet insurance will cover the costs to treat it.
For other costs like regular exams and vaccines, it’s best to self-budget since these costs are expected. Some pet insurance companies offer coverage, but it is typically not cost-effective. (Imagine paying an extra $200 per year on your premiums for $200 worth of routine coverage…)
A few good questions to ask when researching pet insurance are:
1. Does the policy cover everything? Hereditary and congenital issues?
2. What are the payout limits? Will it be enough money for my worst case scenario?
3. How much does it cover for each condition?
4. What are the pricing and deductible options?
5. Is it an ongoing policy? If my pet has an illness during my first policy year, will it be covered the next policy year?
Be sure to do thorough research – Some plans don’t pay based on your actual bill, but have lists of predetermined dollar amounts that they will pay for each condition which can be shockingly low in many cases. I would recommend getting an actual insurance plan that covers based on your bill so that you are never faced with a difficult and expensive situation when you *thought* you were covered.
We cover 90% of the actual bill for diagnostic testing, treatments, surgeries and medications including emergency and specialist visits. Trupanion is also the only provider to offer a $0 deductible option.
Feel free to give customer service a call and get a no-obligation quote to ask all the necessary questions and find out what’s best for you!
August 29th, 2011 - 9:21 pm
Go to your regular vet office they will have at least one or two they deal with regularly that they will recommend in your area.
Its well worth the cost if something happens vet bill can be crazy expensive.
August 29th, 2011 - 9:21 pm
VPI offers some of the most affordable premiums in the industry, while still covering a large portion of your vet costs. Visit our website to get a quote or learn more.
August 29th, 2011 - 9:21 pm
None. You ALWAYS have to pay out of pocket first, then submit receipts for reimbursement. And it doesn’t cover normal checkups and shots.
August 29th, 2011 - 9:21 pm
I use and am VERY happy with Trupanion (who answered your Q above. TU) Two years ago, they willingly insured my cat who was over the age that anyplace else would take and at a reasonable price. We also have our other, younger cat registered and recently added our new 3-month-old mixed large breed puppy.
Since then our older cat has developed Chronic Renal Failure. I don’t know if everyone gets the great service we did but they answered all my questions over the phone, confirmed receipt of my faxed claims, sent email confirmation within days that the claims were being processed, and we are now only $10 short of our deductible, which we chose to suit our needs. There were no surprise exceptions like in people insurance. They covered everything promised. My next claim will be eligible for reimbursement and I honestly expect no surprises and believe my experience will be just as positive as I’ve had so far. Feedback from my Vet on other of his clients who use them have all been positive.
I clicked on your Q with the intent of recommending them and upon seeing that a rep had answered your Q decided to go ahead and write my personal and positive experience because such always helps in making decisions like this.